SWITCH & OPEN ENROLLMENT
To help you make decisions around what plans options are available to you, NMRHCA holds a series of meetings during the months of October and November throughout the state and virtually. At these meetings NMRHCA staff and plan providers will present the details of your options so you are informed and can make the best decision for you.
2025 SWITCH ENROLLMENT MEETING SCHEDULE
These meetings take place around the state during the months of October and November 2025 presenting information about plan options that will take affect in January 2026.
LAS VEGAS SEPTEMBER 30th
September 30, 2025 @ 9:30 AM
New Mexico Highlands Univ. Student Center
800 National Ave.
Las Vegas, NM 87701
ESPANOLA OCTOBER 1st
October 1, 2025 @ 9:30 AM
Northern NM College
Event Center & AD 101/102
921 Paseo de Oñate
Española, NM 87532
RATON OCTOBER 2nd
October 2nd @ 9:30 AM
Raton Convention Center
901 S. 3rd St.
Raton, NM 87740
SANTA FE OCTOBER 7th & 8th
October 7 & 8, 2025 @ 9:30 AM
Santa Fe Community College – Jemez Room
6401 Richards Ave
Santa Fe, NM 87508
FARMINGTON OCTOBER 9th
October 9, 2025 @ 9:30 AM
San Juan College
Henderson Fine Arts Building Room 9008
4601 College Blvd
Farmington, NM 87402
GALLUP OCTOBER 10th
October 10, 2025 @ 9:30 AM
UNM – Gallup
Student Services & Tech Center
Room 200
705 Gurley Ave
Gallup, NM 87301
RIO RANCHO OCTOBER 14th
October 14, 2025 @ 9:30 AM
Rio Rancho Events Center
3001 Civic Center Cir. NE
Rio Rancho, NM 87144
ALBUQUERQUE OCTOBER 15th & 16th
October 15 & 16, 2025 @ 9:30 AM
CNM Main Campus
Smith Brasher Hall
717 University Blvd., SE
Albuquerque, NM 87106
ROSWELL OCTOBER 21st
October 21, 2025 @ 9:30 AM
NM Military Institute
Jack Daniels Leadership Center
101 West College Blvd
Roswell, NM 88201
CLOVIS OCTOBER 22nd
October 22, 2025 @ 9:30 AM
Clovis Community College
Town Hall Auditorium
417 Schepps Blvd
Clovis, NM 88101
CARLSBAD OCTOBER 28th
October 28, 2025 @ 9:30 AM
Carlsbad Schools
Eddy Training Center
700 W Stevens St
Carlsbad, NM 88220
LAS CRUCES OCTOBER 29th & 30th
October 29 & 30, 2025 @ 9:30 AM
NM Farm & Ranch Heritage Museum
4100 Dripping Springs Rd.
Las Cruces, NM 88011
SILVER CITY OCTOBER 31st
October 31, 2025 @ 9:30 AM
WNMU – Silver City
Besse-Forward Global Resource Center
Corner of 12th and Kentucky
Silver City, NM 88061
VIRTUAL OCTOBER 6th, 17th, & 23rd
October 6 & 17, 2025 @ 9:30 AM;
October 23, 2025 @ 1:30 PM
Registration required:
https://attendee.gotowebinar.com/rt/5122249082202076251
PRESENTATION VIDEOS
If attending a live or virtual event is not an option for you, below you will find presentation videos for the plans available in 2026.
NMRHCA Introduction and Agency Update
Non-Medicare (pre-65)
Click here to watch the video presentation from PHP on the Premier and Value plans
ADDITIONAL PHP MATERIALS
Click here to go to the PHP web page for NMRHCA members
Click here to Download PHP Summary of Benefits Premier and Value Plan Brochure
BLUE CROSS BLUE SHIELD OF NEW MEXICO
Click here to watch the video presentation from BCBS on the Premier and Value plans
ADDITIONAL BCBS MATERIALS
Click here to go to the BCBS web page for NMRHCA members
EXPRESS SCRIPTS
Click here to watch the video presentation from Express Scripts
ADDITIONAL EXPRESS SCRIPTS MATERIALS
Click here to go to the Express Scripts web page
Click here for Changes to Formulary for 2026
Click here for FAQs including how to check a prescription price
Medicare (65+)
BLUE CROSS BLUE SHIELD SUPPLEMENT PLAN
Click here to watch the video presentation for the BCBS Supplement Plan
EXPRESS SCRIPTS with Blue Cross BLue Shield Medicare Supplement Plan
Click here to watch the video presentation from Express Scripts for Medicare Supplement
ADDITIONAL EXPRESS SCRIPTS MATERIALS
Click here to go to the Express Scripts web page
Click here for Changes to Formulary for 2026
Click here for FAQs including how to check a prescription price
BLUE CROSS BLUE SHIELD MEDICARE ADVANTAGE PLANS
Click here to watch the video presentation for the BCBS Medicare Advantage Plans
ADDITIONAL BCBS MATERIALS
Click here to go to the BCBS Medicare web page for NMRHCA members
UNITED HEALTH CARE
Click here to watch the video presentation for the UHC Medicare Advantage plans
ADDITIONAL UHC MATERIALS
Click here to go to the UHC Medicare web page for NMRHCA members
HUMANA
Click here to watch the video presentation for the Humana Medicare Advantage plans
ADDITIONAL HUMANA MATERIALS
Click here to go to the Humana Medicare web page for NMRHCA members
Humana Plan Guide – What You Need to Know
Humana PPO & Part D Prescription Drug Plan – Summary of Benefits
Humana Plan Guide (QR) – Learn more about Humana Member Resources
Commonly Prescribed Medications List
BLUE CROSS BLUE SHIELD
Click here to watch the video presentation for the BCBS Medicare Advantage plans
ADDITIONAL BCBS MATERIALS
Click here to go to the BCBS Medicare web page for NMRHCA members
PRESBYTERIAN HEALTH SERVICES
Click here to watch the video presentation for the PHS Medicare Advantage plans
ADDITIONAL PHS MATERIALS
Click here to go to the PHS Medicare web page for NMRHCA members
Voluntary Benefits
DAVIS VISION
Click here to watch the video presentation from Davis Vision
ADDITIONAL DAVIS VISION MATERIALS
Click here to go to the Davis Vision web page
Click here to download the Member Benefit Summary
Click here to download Getting Started Member Guide
Click here to download Mobile App User Guide
Click here to download Online Retailers Guide
Click here to download Lasik Services Flyer
Click here to download the Hearing Screening Flyer
Click here to download the Lens Upgrade Guide
Click here to download the Eye-Exam Flyer
Click here to download the Retinal Imaging Flyer
Click here to download the Estimator Tool Flyer
DELTA DENTAL
Click here to watch the video presentation from Delta Dental
ADDITIONAL DELTA DENTAL MATERIALS
Click here to go to the Delta Dental web page
Click here to download 2024 Delta Dental Plan Options Guide
Click here to download 2024 Comprehensive Plan Summary of Benefits
Click here to download 2024 Basic Plan Summary of Benefits
Click here to download the 2024 Member Portal Information Flyer
Click here to download the Mobile App Flyer
BLUE CROSS BLUE SHIELD DENTAL
Click here to watch the video presentation from Blue Cross Blue Shield Dental
THE STANDARD LIFE INSURANCE
Click here to watch the video presentation from the Standard Life Insurance
Click here to go to the Standard web page for NMRHCA members
What is SWITCH Enrollment?
Switch Enrollment happens each year between early October to mid-November allowing current NMRHCA members to switch health plans. In late September, members receive a Switch Packet in the mail that includes information about their existing plan and the paperwork to make any desired changes. The paperwork for changes must be submitted to the NMRHCA before the published deadline and the changes will take effect on Jan 1st of the new year. Each year, members can change their plan, if they choose to. If the member does not want to make any changes, they do not have to take any action and their current plan will automatically renew the following year.
What is OPEN Enrollment?
Open Enrollment is the period where members who are eligible to receive NMRHCA benefits can enroll in a health plan when they have not done so previously at the time of a qualifying event. Examples of qualifying events include eligible retirement or loss of coverage somewhere else. If they elected to not enroll in benefits at the time of a qualifying event, they can only enroll during Open Enrollment. Open Enrollment is only in January of every odd year (2023, 2025, 2027, so forth). The process of Open Enrollment occurs during the same period (early October to mid-November) as Switch Enrollment, but only in odd years. The deadline for Open Enrollment submissions is January 31st, which is NOT the same date as the Switch Enrollment deadline.